Construction
A construction man working on a piece of metal in front of a beautiful blue sky
Building Better Coverage.
As a skilled artisan, your insured’s business is founded on precise work. Don’t let the things they can’t control take it all away. Artisan contractors may experience difficulty in purchasing suitable coverage because they are challenged with a wide range of liabilities and potential risks that could result from the construction process. As an agent, adding value to your client relationships is just as important as understanding their unique set of needs. From independent plumbers and painters to general contractors who manage hundreds of workers, writing coverage for service and artisan contractors is complex. It is critical that agents check all the boxes when securing insurance for service contractor clients and step in to add value to their client’s business. Let Access One80 bring our years of experience to the right policy for your clients.
Contractors General Liability
Get started on the Contractors GL Application to get an instant indication HERE. You can also request Inland Marine coverage for tools and equipment HERE.
Questions or comments? Email support@bigfootbinds.com
Client Visits
If you are on your way to visit with a client, we recommend you bring along an Acord 130 for Workers’ Compensation. To request a copy, please contact our Customer Success Team or Download a fillable PDF from the Supplemental Applications button in the Access One80 Portal.
Sample risks include:
Builders, Developers
General Contractors
Roofers
Electricians
Masonry
Framing
Plumbing & H.V.A.C
Excavation
Landscaping
Painting, Drywall
Artisan Contractors, Restoration
Concrete (Non-Foundation)
Crane Operators
Oil and Gas Contractors (limited availability)
Coverage Options
General Liability
Errors & Omissions (limited availability)
Completed Operations
Premises Liability
Contractors’ Equipment
Builders’ Risk
Owners and Contractors Protective (O.C.P)
Wrap-up Insurance
Commercial Auto including large fleet
Hired & Non-Owned Auto (limited availability)
Excess/ Umbrella
Installation Floater
Rigger’s Insurance
Commercial Lines Applications
What we need:
Acord Applications
Loss runs, copy of sub-contractor agreement, and requested contractual obligations
(additional insured, waiver of subrogation, primary/non-contributory)
Supplemental applications specific to the risk
to get started click HERE and begin filling out the Contractors Questionnaire
Acord Applications we accept:
Acords 125 and 126 for General Liability*
Acord 130 Workers Compensation
Acord 131 Umbrella
Acord 140 Property*
Acord 146 Equipment
Acord 147 Builders Risk
*Note Commercial Package requires Acords 125, 126, and 140.
Program Highlights:
Multiple Carriers, All A Rated or better
Blanket AI option
New ventures accepted (include note regarding prior experience)
Lapses in Coverage accepted
State availability:
Contractors GL: Available in 38 states! ** contactor operations are subject to state availability
Inland Marine: All 50 States
Commercial Excess/Umbrella: All 50 States